Send Money Home — Instantly
The fastest way to send money to your loved ones. Low fees, real exchange rates, delivered in minutes.
4.8★ on App Store · 1M+ transfers · Licensed & regulated
Send money in 3 simple steps
No hidden fees. No complicated forms. Just fast, secure transfers.
Choose Amount
Enter how much you want to send. See the exact amount your recipient gets — no surprises.
Pick Recipient
Add your recipient’s details. Bank account, mobile money, or cash pickup — their choice.
Money Delivered
Hit send. Money arrives in minutes, not days. Track it in real-time.
Everything you need to send money
Real rates, low fees, and the speed your family deserves.
Real Exchange Rates
We use the mid-market rate — the same one you see on Google. No markups, no hidden margins.
Fees from $1.99
Transparent pricing. See the fee before you send. Often 3-5x cheaper than banks.
Arrives in Minutes
Most transfers delivered in under 5 minutes. Real-time tracking so you’re never guessing.
Multiple Payout Methods
Bank transfer, mobile money (M-Pesa, MTN), or cash pickup. However your family prefers.
Bank-Level Security
256-bit encryption, biometric login, and fraud monitoring. Your money is protected at every step.
Send money to 40+ countries
From the US, UK, Canada, and Europe to the people who matter most
Africa
Asia
Latin America
Your money is safe with us
Licensed, regulated, and built with security-first engineering
Licensed & Regulated
Registered with FinCEN, FCA, and local regulators in every country we operate
256-bit Encryption
Your data is encrypted end-to-end, same standard as major banks
Biometric Auth
Face ID and fingerprint login. No one else can access your account
24/7 Monitoring
Real-time fraud detection and dedicated support when you need it
Loved by families worldwide
Join over 500,000 people who trust Payvio to send money home
“I used to pay $25 in fees with my bank. Payvio charges $2.99 and the money arrives before I put my phone down.”
“My mum gets the money on her M-Pesa in 3 minutes. She calls me every time to say thank you.”
“The exchange rate is always better than Western Union. I’ve saved hundreds this year.”
“Finally an app that doesn’t feel like it was built in 2005. Clean, fast, and my family gets more money.”
“I was nervous sending money through an app. After 50+ transfers without a single issue, I’m a customer for life.”
“I used to pay $25 in fees with my bank. Payvio charges $2.99 and the money arrives before I put my phone down.”
“My mum gets the money on her M-Pesa in 3 minutes. She calls me every time to say thank you.”
“The exchange rate is always better than Western Union. I’ve saved hundreds this year.”
“Finally an app that doesn’t feel like it was built in 2005. Clean, fast, and my family gets more money.”
“I was nervous sending money through an app. After 50+ transfers without a single issue, I’m a customer for life.”
See exactly what they'll get
No surprises, no hidden fees. The rate you see is the rate you get. Enter any amount and see the full breakdown — before you download.
Ready to send money home?
Download Payvio and make your first transfer in under 2 minutes.
Free to download · No hidden fees · 4.8★ rated